Young Adulthood (18-30 years old)
Just because you’re under 30, doesn’t mean it’s too early to prepare for your retirement!
- Prepare salary sacrifice or contribution strategy – this is a great way to boost the growth of your retirement nest egg & a great way to help minimise tax!
Early Career (30-45 years old)
- Growing your superannuation balance
- Help plan what you will need to live comfortably in retirement to have a goal of total amount of income you require.
- Tailor strategies for retirement to ensure retire comfortably whilst maintaining a comfortable lifestyle in the present & minimise your tax
Mid-Late Career (45-60+ years old)
Now is the crucial time to ensure you’ve made the finishing touches for your preparation to retire. We can help by determining your preservation age, creating a retirement plan, advice on tax implications
- Creating your retirement action plan, strategies you need now to maximise your wealth & minimise your tax
- Establishing a Transition to Retirement Income Stream (TRIS) – A TRIS allows an individual who have reached their preservation age (currently 60) to access their superannuation benefits as an income stream while they are still working
- Salary sacrificing – build the final touches on your superannuation value, while putting away enough to reduce taxes
- Creating annuities as another method of income stream
- Looking at long term investment plans
Retirement (from 61 years old)
Enjoying the fruits of your labour! We can help ensure your retirement is comfortable by assisting with:
- Managing your portfolio to maximise income growth
- Downsizing
- Annuity management
- Managing the smooth transition of your Income Stream to be supported by the Old Age Pension